C.C. Rewards and CashBack ScheduleI need to get with the program of playing the game of CC Rewards and CashBacks. For example, last month I bought a new weedeater at a major Home Improvement store, and I now realize I used the wrong credit card. Instead of getting 5% CashBack Bonus, if I had used Discover, I'll be getting only 1%. Thank you anyway, Chase/Amazon!
So, I'm going to list my cards and some of their features below to assist me in maximizing the Rewards and CashBacks. Hopefully, I'll remember to bring the correct card on my shopping trips. Or, I may need to carry more CC's in my wallet now, just so I won't forget to have the right one.
*****American Express Blue Cash Everyday*****
3% Cash Back at U.S. supermarkets, up to $6,000 per year in purchases (then 1%)
2% Cash Back at U.S. gas stations
2% Cash Back at select U.S. department stores
1% Cash Back on other purchases
*****Chase Freedom VISA*****
January through March 31, 2018: Combined Purchases at Gas Stations, Internet/Cable/Phone Services, AND WITH Chase Pay, Android Pay, Apple Pay, Samsung Pay.
April 1 – June 30, 2018, Earn 5% cash back from Chase on up to $1,500 in combined purchases using PayPal or Chase Pay or at Grocery Stores (not including Target and Walmart purchases).
1 point per $1 spent wherever else you make purchases
Ultimate Rewards Mall: Up to an additional 10 points per $1 when you shop at hundreds of retailers
January through March 31,2018: Earn 5% Cashback Bonus at Gas Stations and Wholesale Clubs.
April through June 30, 2018: Earn 5% Cashback Bonus at Grocery Stores
JUL–SEP 2018: Restaurants
OCT–DEC 2018: Amazon.com & Wholesale Clubs
Use ShopDiscover website for 5-20% CashBack Bonus at select retailers online
Cashback Bonus can be redeemed at Amazon
Cashback Bonus can be redeemed for Gift Cards, some at a discount.
*****Chase AARP Visa*****
Beginning May 22, 2015: 3% CashBack Rewards on Restaurants and Gas Stations.
1% CashBack on all other purchases.
*****USBANK / Kroger 1-2-3 Rewards VISA*****
1 Point per net $1 you spend outside our stores.
2 Points per net $1 you spend inside our stores.
3 Points per net $1 you spend on our family of store brand products.
Every 1,000 Points = $5 Rewards Certificate(issued Quarterly)
1 fuel point for every $1 you spend
Every 100 fuel points = $0.10 discount per gallon
Currently Double Fuel Points for shopping weekends until July 17, 2015
*****Chase / Amazon Rewards VISA*****
10% Bonus on Earned Points from June 1, 2017 to August 31, 2017
5% Back at Amazon.com with eligible Prime Membership, otherwise 3% Back.
2% Back at Gas Stations, Restaurants, Drugstores, and Office Supply stores
1% Back on all other purchases
Redeem for instant savings at Amazon.com checkout, 100 points = $1.00
Redeem for cash back, gift cards and travel at Chase.com
*****Barnes & Noble BarclayCard MASTERCARD*****
Automatic 5% cash back on all Barnes & Noble purchases
Earn 2X points for every $1 spent at restaurants
Earn 1X point for every $1 you spend everywhere else
Receive $25 Barnes & Noble Gift Cards automatically with your monthly statement when you reach 2,500 points.
Enjoy 12 months of Barnes & Noble Membership awarded each year after spending $7,500 per year on eligible purchases by your account anniversary.