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Budget Plan

Monthly Expenses:

01. $570 Mortgage and Escrow
02. $75 Gas, Water, Sewer, and Garbage Collection
03. $57 Electric
04. $93 Telephone Land Line and Internet Bundle
05. $200 Groceries, HBA, and other consumables
06. $19 Fossiliferous Fuel Products and Auto Care
07. $21 Netflix and Hulu
= $1,035.00 Monthly Total

Annualized Monthly Expenses: $1,035.00 X 12 months = $12,420.00.


Known Annual Expenses not included above:

08. $800 Auto Insurance
09. $75 Auto License Plate
10. $188 Lawn Care Maintenance Company
11. $75 Magazine Subscriptions
12. $99 Amazon Prime Subscription
13. $144.00 HVAC Annual Service Contract Extension
= $1,381.00 Known Annual Expenses Total, or $115.00 per month.

=> $13,801.00 Annualized Expenses Subtotal, or $1,150.00 per month.


Unknown Annual Expenses when life hits you in the face and the wallet.

14. $599.00 ?????

=> $14,400.00 GRAND TOTAL ANNUALIZED EXPENSES, or $1,200.00 per month.


Footnotes:
#2 Monthly Average of 24 mo. from 01/2015 to 12/2016
#3 Monthly Average of 24 mo. from 01/2015 to 12/2016
#5 The biggest monthly variable and needs to be reduced.
#11 I started prepaying in January to get a discounted rate, $188.37.
#13 Prepaying 2 or more years gets a $24.00 per year discount. Extended 3 years on 04/14/2017, and saved $48.00.

Last Updated 05-24-2017.