I finally got around to updating my pages.
2014 was a pretty good year for saving and budgeting. My Savings Rate and Net Worth increased despite not yet completing the 2014 year IRA contributions. That remainder will just have to go on the 2015 saving rate, similar to last year.

2014 was also a great year for losing quite a lot of weight, 56 lbs. Since buying a bicycle last summer I have been able to keep off the weight with a continued sensible diet and exercise regimen. I'm still walking and trying to stick with a low carb, low fat diet. I have dusted off the old weight bench, and started doing some light-weight exercises during the cold months. Hopefully this will help strengthen my core muscles which will help my cycling. I did manage to get out on x-mas day to ride for 2 hours, because the weather cooperated. The weather won't be cooperating this weekend, so no cycling, unless I bundle up like Ralphie's little brother in "A Christmas Story".